Stocktoria

Tryg A/S TRYG.CO

DK · Nasdaq Copenhagen · XCSE · stock · Financial Services · website

Tryg A/S statistics & valuation

Market capkr 91.4B
P / E16.9×
P / S2.2×
P / B2.3×
Net margin13.1%
Net debtkr 2.8B
Enterprise value USD$14.6B
Graham number -25.2%kr 114.74

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (kr 114.74); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
6.60% 9.40% 12.00% 13.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
5.30% 9.40% 12.40% 13.60% 2022202320242025
Shares outstanding
595.9M 595.9M 595.9M 595.9M 2022202320242025
Net debt (kr )
kr 8.62B kr 6.29B kr 4.49B kr 2.77B 2022202320242025
Share buybacks (kr )
kr 3.25B kr 2.53B 2022202320242025
Return on assets (%)
2.00% 3.40% 4.60% 5.20% 2022202320242025
Free cash flow margin (%)
2022202320242025
Debt / equity (×)
0.27× 0.23× 0.17× 0.14× 2022202320242025
EPS (kr )
kr 3.47 kr 6.07 kr 7.70 kr 8.80 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Tryg A/S trades at about 17.4× earnings — below its 10-year norm (10-year range 17.4×–45.1×, median 24.3×).

17.4× 45.1×

Shaded band = 10-year range (17.4×–45.1×); dot = today's 17.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin13.1%12.0%9.4%6.6%
Return on assets5.2%4.6%3.4%2.0%
Return on equity13.6%12.4%9.4%5.3%
Debt / equity0.12×0.15×0.21×0.24×

Computed from company filings · DK · as of 2025-12-31. Figures in DKK. Facts plus Stocktoria's own computed scores — not investment advice.