Stocktoria
TIMBERLAND BANCORP INC TSBK
TIMBERLAND BANCORP INC (TSBK) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.31% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TSBK | TIMBERLAND BANCORP INC | 5/9 | — | 12 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About TIMBERLAND BANCORP INC
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
FAQ
Is TSBK financially healthy?
TIMBERLAND BANCORP INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does TSBK pay a dividend, and is it safe?
Yes. TIMBERLAND BANCORP INC pays a dividend yielding about 2.31% with a 27.7% payout ratio, rated “safe” for safety.
How profitable is TSBK?
In FY2025, TIMBERLAND BANCORP INC had a return on equity of 11.1%.
Is TSBK overvalued or undervalued?
TIMBERLAND BANCORP INC trades at about 12.5× trailing earnings — above its 10-year norm (10-year range 6.6×–15.8×, median 9.6×). Stocktoria reports the data, not buy/sell advice.
Is TSBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TIMBERLAND BANCORP INC: a Piotroski F-score of 5/9, a P/E of about 12.0×, a dividend yield of 2.31%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.