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TIMBERLAND BANCORP INC TSBK

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 1998-01-13

TIMBERLAND BANCORP INC statistics & valuation

Market cap$350.7M
P / E12.0×
P / B1.3×
P / FCF12.3×
Dividend yield2.31%
Return on equity11.1%
Graham number +13.5%$52.22

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($52.22); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.50% 12.80% 13.40% 14.00% 12.90% 13.30% 10.80% 11.60% 9.90% 11.10% 2016201720182019202020212022202320242025
Shares outstanding
7.1M 7.4M 7.5M 8.5M 8.4M 8.4M 8.4M 8.2M 8.1M 8.0M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 1.50% 1.60% 1.90% 1.50% 1.50% 1.30% 1.50% 1.30% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.43 $1.92 $2.22 $2.84 $2.88 $3.27 $2.82 $3.29 $3.01 $3.67 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

TIMBERLAND BANCORP INC trades at about 12.5× earnings — above its 10-year norm (10-year range 6.6×–15.8×, median 9.6×).

6.6× 15.8×

Shaded band = 10-year range (6.6×–15.8×); dot = today's 12.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.4%1.3%1.5%1.3%1.5%1.5%1.9%1.6%1.5%1.1%
Return on equity11.1%9.9%11.6%10.8%13.3%12.9%14.0%13.4%12.8%10.5%

Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.