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TWFG, Inc. TWFG
TWFG, Inc. (TWFG) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.487 |
| Retained earnings / assets | 0.062 |
| EBIT / assets | 0.099 |
| Equity / liabilities | 5.365 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TWFG | TWFG, Inc. | 3/9 | 9.7 | — | +22% |
| HUIZ | Huize Holding Ltd | 5/9 | 0.76 | — | +32.2% |
| ZBAO | Zhibao Technology Inc. | 3/9 | -5.62 | — | +50.8% |
| GSHD | Goosehead Insurance, Inc. | 5/9 | 0.41 | 60 | +16.2% |
| LIFE | Ethos Technologies Inc. | 4/9 | 1.8 | 17.3 | +52% |
| RDZN | Roadzen Inc. | 3/9 | — | — | +24.2% |
| XHG | XChange TEC.INC | 2/9 | — | — | +24.9% |
All Finance, Insurance & Real Estate companies →
About TWFG, Inc.
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.
FAQ
Is TWFG financially healthy?
TWFG, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does TWFG pay a dividend?
No, TWFG, Inc. does not currently pay a dividend.
What is the analyst price target for TWFG?
The average Wall-Street price target for TWFG, Inc. is $23.57, about 11.6% below the recent price, from 7 analysts.
Is TWFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TWFG, Inc.: a Piotroski F-score of 3/9, an Altman Z″ in the safe zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.