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United Overseas Bank Limited U11.SI

SG · Singapore Exchange · XSES · stock · Financial Services · website

United Overseas Bank Limited financials (annual)

Revenue
S$11.58B S$13.94B S$14.30B S$13.81B 2022202320242025
Net income
S$4.57B S$5.71B S$6.04B S$4.68B 2022202320242025
Free cash flow
S$9.40B S$9.89B -S$15.72B S$46.0M 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
RevenueS$13.8BS$14.3BS$13.9BS$11.6B
Interest expenseS$11.3BS$13.6BS$12.6BS$4.5B
Income taxS$962.0MS$1.1BS$1.1BS$1.2B
Net incomeS$4.7BS$6.0BS$5.7BS$4.6B
EPS (diluted)S$2.75S$3.54S$3.33S$2.68
Operating cash flowS$1.3B-S$14.8BS$10.8BS$10.1B
Free cash flowS$46.0M-S$15.7BS$9.9BS$9.4B
Cash & equivalentsS$61.9BS$69.2BS$80.8BS$78.7B
GoodwillS$4.8BS$4.8BS$4.8BS$4.7B
Total assetsS$572.1BS$537.7BS$523.5BS$504.3B
Total debtS$45.3BS$42.3BS$37.4BS$41.6B
Total liabilitiesS$520.6BS$487.7BS$477.1BS$460.7B
Shareholders' equityS$51.2BS$49.7BS$46.2BS$43.4B
Share buybacksS$770.0MS$102.0MS$145.0MS$0

Growth · year-over-year · Revenue CAGR 6%

MetricFY2025FY2024FY2023FY2022
Revenue growth-3.5%+2.6%+20.4%—
Net income growth-22.5%+5.8%+24.9%—
EPS growth-22.3%+6.3%+24.3%—
Free cash flow growth—-258.8%+5.3%—

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · SG · as of 2025-12-31. Figures in SGD. Facts plus Stocktoria's own computed scores — not investment advice.