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United Overseas Bank Limited U11.SI
SG · Singapore Exchange · XSES · stock · Financial Services · website
United Overseas Bank Limited financials (annual, from 10-K)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $13.8B | $14.3B | $13.9B | $11.6B |
| Interest expense | $11.3B | $13.6B | $12.6B | $4.5B |
| Income tax | $962.0M | $1.1B | $1.1B | $1.2B |
| Net income | $4.7B | $6.0B | $5.7B | $4.6B |
| EPS (diluted) | $2.75 | $3.54 | $3.33 | $2.68 |
| Operating cash flow | $1.3B | -$14.8B | $10.8B | $10.1B |
| Free cash flow | $46.0M | -$15.7B | $9.9B | $9.4B |
| Cash & equivalents | $61.9B | $69.2B | $80.8B | $78.7B |
| Total assets | $572.1B | $537.7B | $523.5B | $504.3B |
| Total liabilities | $520.6B | $487.7B | $477.1B | $460.7B |
| Shareholders' equity | $51.2B | $49.7B | $46.2B | $43.4B |
Growth · year-over-year · Revenue CAGR 6%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | -3.5% | +2.6% | +20.4% | — |
| Net income growth | -22.5% | +5.8% | +24.9% | — |
| EPS growth | -22.3% | +6.3% | +24.3% | — |
| Free cash flow growth | — | -258.8% | +5.3% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: company filings via Yahoo Finance · SG · as of 2025-12-31. Figures in SGD; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.