Stocktoria
United Airlines Holdings, Inc. UAL
United Airlines Holdings, Inc. (UAL) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $59.1B at a 5.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-17 | Morgan Stanley | Overweight (main) |
| 2026-07-17 | JP Morgan | Overweight (main) |
| 2026-07-17 | Susquehanna | Positive (main) |
| 2026-07-07 | Susquehanna | Positive (main) |
| 2026-07-06 | Morgan Stanley | Overweight (main) |
| 2026-07-02 | BMO Capital | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Transportation & Utilities · percentile among 348 companies
Percentile vs other Transportation & Utilities companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | -0.121 |
| Retained earnings / assets | 0.132 |
| EBIT / assets | 0.062 |
| Equity / liabilities | 0.25 |
Sector peers · similar-size Transportation & Utilities companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UAL | United Airlines Holdings, Inc. | 7/9 | 0.31 | 13.2 | +3.5% |
| DAL | DELTA AIR LINES, INC. | 6/9 | 0.03 | 12.2 | +2.8% |
| AAL | American Airlines Group Inc. | 5/9 | -1.56 | 106.5 | +0.8% |
| LUV | SOUTHWEST AIRLINES CO | 7/9 | 1.14 | 57.5 | +2.1% |
| ALK | ALASKA AIR GROUP, INC. | 5/9 | 0.1 | 60 | +21.3% |
| JBLU | JETBLUE AIRWAYS CORP | 2/9 | -0.31 | — | -2.3% |
| FLYYQ | Spirit Aviation Holdings, Inc. | 3/9 | -0.95 | — | -8.4% |
All Transportation & Utilities companies →
About United Airlines Holdings, Inc.
United Airlines Holdings, Inc., through its subsidiaries, provides air transportation services in the United States, Canada, Atlantic, the Pacific, and Latin America. It transports people and cargo through its mainline and regional fleets. The company also offers ground handling, flight academy, frequent flyer award non-travel redemptions, and maintenance services for third parties. In addition, it provides freight and mail transportation services to commercial businesses, freight forwarders, logistics firms, and national postal services, as well as loyalty programs. The company distributes its products through direct channels, such as the Company's website and the Company's mobile app; and traditional travel agencies, online travel agencies, and other intermediaries. The company was formerly known as United Continental Holdings, Inc. and changed its name to United Airlines Holdings, Inc. in June 2019. United Airlines Holdings, Inc. was incorporated in 1968 and is based in Chicago, Illinois.
FAQ
Is UAL financially healthy?
United Airlines Holdings, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does UAL pay a dividend?
No, United Airlines Holdings, Inc. does not currently pay a dividend.
How profitable is UAL?
In FY2025, United Airlines Holdings, Inc. had a net margin of 5.7% and a return on equity of 21.9%.
Is UAL overvalued or undervalued?
United Airlines Holdings, Inc. trades at about 12.3× trailing earnings — above its 10-year norm (10-year range 2.5×–23.7×, median 10.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UAL?
The average Wall-Street price target for United Airlines Holdings, Inc. is $162.15, about 29.6% above the recent price, from 23 analysts (consensus: strong buy).
Is UAL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on United Airlines Holdings, Inc.: a Piotroski F-score of 7/9, an Altman Z″ in the distress zone, a P/E of about 13.2×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.