UNITED BANCORP INC /OH/ UBCP
Nasdaq · XNAS · stock · State Commercial Banks
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
70.7%
Dividend payout · stretched
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $7.8M | — | -$1.3M | $70.5M |
| 2024 | — | $7.4M | — | -$1.2M | $63.5M |
| 2023 | — | $8.9M | — | $8.4M | $63.6M |
| 2022 | — | $8.7M | — | $8.0M | $59.7M |
| 2021 | — | $9.5M | — | $7.4M | $71.7M |
| 2020 | — | $8.0M | — | $6.9M | $68.3M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Schunn Bethany E | director | 2026-05-28 | Buy | 1,175 | $14.93 |
| Ball Erin S | director | 2026-05-27 | Buy | 632 | $14.93 |
| Clark Jonathan CHASE | director | 2026-05-27 | Buy | 1,511 | $14.93 |
| HOOPINGARNER JOHN M | director | 2026-05-27 | Buy | 931 | $14.93 |
| Branstetter Matthew Fredrick | Chief Operating Officer | 2026-05-27 | Buy | 380 | $14.93 |
| EVERSON SCOTT A | Chairman Pres and CEO | 2026-05-27 | Buy | 2,213 | $14.93 |
| Glessner Gary W | director | 2026-05-27 | Buy | 3,527 | $14.93 |
| GREENWOOD RANDALL M | SR VP CFO and Treasurer | 2026-05-27 | Buy | 1,034 | $14.93 |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000731653 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.