Stocktoria
UNITED BANCSHARES INC/OH UBOH
UNITED BANCSHARES INC/OH (UBOH) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.63% (safety: safe). FY2022 revenue was $1.2M at a 918.0% net margin.
Price from month-end closes (Yahoo) — for reference, not real-time.
How it ranks in Finance, Insurance & Real Estate · percentile among 1118 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UBOH | UNITED BANCSHARES INC/OH | 5/9 | — | 9.2 | — |
| CBKM | CONSUMERS BANCORP INC /OH/ | 2/9 | — | 10.3 | — |
| SFST | SOUTHERN FIRST BANCSHARES INC | 5/9 | — | 19.1 | — |
| MRBK | Meridian Corp | 5/9 | — | 10.9 | — |
| NKSH | NATIONAL BANKSHARES INC | 5/9 | — | 15.2 | — |
| ASRV | AMERISERV FINANCIAL INC /PA/ | 4/9 | — | 11.8 | -6.3% |
| FUNC | FIRST UNITED CORP/MD/ | 5/9 | — | 11.9 | +4% |
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FAQ
Is UBOH financially healthy?
UNITED BANCSHARES INC/OH's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does UBOH pay a dividend, and is it safe?
Yes. UNITED BANCSHARES INC/OH pays a dividend yielding about 2.63% with a 24.3% payout ratio, rated “safe” for safety.
How profitable is UBOH?
In FY2022, UNITED BANCSHARES INC/OH had a net margin of 918.0% and a return on equity of 13.7%.
Source: SEC EDGAR filings · CIK 0001087456 · US · as of 2022-12-31. facts plus Stocktoria's own computed scores — not investment advice.