Stocktoria
UNITED BANKSHARES INC/WV UBSI
Nasdaq · stock · State Commercial Banks · website · IPO 1970-09-16
UNITED BANKSHARES INC/WV financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | $312.0M | $331.0M | $263.2M | $276.6M | $239.7M | — | — |
| Interest expense | — | — | $481.4M | $105.6M | $52.4M | $108.6M | $184.6M | $129.1M | $74.8M | $45.0M |
| Income tax | $118.8M | $91.6M | $97.5M | $96.2M | $95.1M | $70.7M | $64.3M | $70.8M | $134.2M | $75.6M |
| Net income | $464.6M | $373.0M | $366.3M | $379.6M | $367.7M | $289.0M | $260.1M | $256.3M | $150.6M | $147.1M |
| EPS (diluted) | $3.27 | $2.75 | $2.71 | $2.80 | $2.83 | $2.40 | $2.55 | $2.45 | $1.54 | $1.99 |
| Operating cash flow | $498.9M | $445.5M | $435.2M | $760.8M | $609.5M | $140.4M | $152.0M | $294.0M | $253.9M | $170.7M |
| Free cash flow | $481.2M | $433.3M | $423.6M | $744.0M | $594.2M | $121.4M | $140.9M | $288.3M | $239.6M | $163.5M |
| Cash & equivalents | — | — | — | — | — | — | — | — | — | $1.4B |
| Total assets | $33.7B | $30.0B | $29.9B | $29.5B | $29.3B | $26.2B | $19.7B | $19.3B | $19.1B | $14.5B |
| Total liabilities | $28.2B | $25.0B | $25.2B | $25.0B | $24.6B | $21.9B | $16.3B | $16.0B | $15.8B | $12.3B |
| Shareholders' equity | $5.5B | $5.0B | $4.8B | $4.5B | $4.7B | $4.3B | $3.4B | $3.3B | $3.2B | $2.2B |
Growth · year-over-year · Revenue CAGR 6.8%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | — | — | — | -5.7% | +25.7% | -4.8% | +15.4% | — | — | — |
| Net income growth | +24.6% | +1.8% | -3.5% | +3.2% | +27.2% | +11.1% | +1.5% | +70.2% | +2.4% | +6.6% |
| EPS growth | +18.9% | +1.5% | -3.2% | -1.1% | +17.9% | -5.9% | +4.1% | +59.1% | -22.6% | +0.5% |
| Free cash flow growth | +11.0% | +2.3% | -43.1% | +25.2% | +389.3% | -13.8% | -51.1% | +20.3% | +46.6% | -3.6% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.