UNITED COMMUNITY BANKS INC UCB
NYSE · XNYS · stock · State Commercial Banks
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6/9
Piotroski F — financial health
—
Altman Z″ — distress risk
36.1%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $1.1B | $328.1M | — | $356.5M | $3.6B |
| 2024 | $952.1M | $252.4M | — | $302.7M | $3.4B |
| 2023 | $893.2M | $187.5M | — | $221.5M | $3.3B |
| 2022 | $826.2M | $277.5M | — | $564.6M | $2.7B |
| 2021 | $744.4M | $269.8M | — | $332.8M | $2.2B |
| 2020 | $577.4M | $164.1M | — | $140.2M | $2.0B |
Why these scores methodology →
Piotroski F-score: 6/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000857855 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.