Stocktoria
UNITED COMMUNITY BANKS INC UCB
NYSE · XNYS · stock · State Commercial Banks · website · IPO 2001-05-16
UNITED COMMUNITY BANKS INC statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Net margin | 30.9% | 26.5% | 21.0% | 33.6% | 36.2% |
| FCF margin | 33.5% | 31.8% | 24.8% | 68.3% | 44.7% |
| Return on assets | 1.2% | 0.9% | 0.7% | 1.2% | 1.3% |
| Return on equity | 9.0% | 7.4% | 5.8% | 10.3% | 12.1% |
| Debt / equity | 0.03× | 0.07× | 0.10× | 0.12× | 0.11× |
| Revenue growth | 11.7% | 6.6% | 8.1% | 11.0% | 28.9% |
Source: SEC EDGAR filings · CIK 0000857855 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.