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UniCredit S.p.A. UCG.MI
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UniCredit S.p.A. financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | €25.0B | €26.6B | €25.4B | €21.0B |
| SG&A expense | €2.6B | €2.5B | €2.4B | €2.4B |
| Interest expense | €12.8B | €20.2B | €19.6B | €5.7B |
| Income tax | €2.6B | €3.1B | €1.9B | €819.0M |
| Net income | €10.9B | €9.7B | €9.5B | €6.5B |
| EPS (diluted) | €6.89 | €5.78 | €5.04 | €3.06 |
| Operating cash flow | €8.5B | -€7.1B | -€41.1B | €10.3B |
| Free cash flow | €7.3B | -€8.8B | -€42.3B | €9.1B |
| Cash & equivalents | €53.3B | €54.3B | €72.3B | €134.2B |
| Goodwill | €843.0M | €38.0M | €0 | €0 |
| Total assets | €870.2B | €784.0B | €785.0B | €857.8B |
| Total debt | €129.9B | €122.7B | €122.5B | €115.5B |
| Total liabilities | €802.1B | €721.2B | €720.7B | €794.3B |
| Shareholders' equity | €67.7B | €62.4B | €64.1B | €63.3B |
Growth · year-over-year · Revenue CAGR 6%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | -5.8% | +4.8% | +20.5% | — |
| Net income growth | +12.3% | +2.2% | +47.2% | — |
| EPS growth | +19.2% | +14.6% | +65.1% | — |
| Free cash flow growth | — | — | -564.9% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.