Stocktoria
UniCredit S.p.A. UCG.MI
IT · Borsa Italiana · XMIL · stock · Financial Services · website
UniCredit S.p.A. statistics & valuation
Market cap$117.3B
P / E10.7×
P / S4.7×
P / B1.7×
P / FCF16.2×
Dividend yield4.27%
Net margin43.6%
Return on equity16.1%
FCF margin29.0%
Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
UniCredit S.p.A. trades at about 11.4× earnings — above its 10-year norm (10-year range 5.4×–10.7×, median 7.7×).
5.4×
11.4×
Shaded band = 10-year range (5.4×–10.7×); dot = today's 11.4×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 43.6% | 36.6% | 37.5% | 30.7% |
| FCF margin | 29.0% | -33.2% | -166.7% | 43.2% |
| Return on assets | 1.3% | 1.2% | 1.2% | 0.8% |
| Return on equity | 16.1% | 15.6% | 14.8% | 10.2% |
Source: company filings via Yahoo Finance · IT · as of 2025-12-31. Figures in EUR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.