Stocktoria
UNITED FIRE GROUP INC UFCS
UNITED FIRE GROUP INC (UFCS) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.24% (safety: safe). FY2025 revenue was $1.4B at a 8.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UFCS | UNITED FIRE GROUP INC | 5/9 | — | 11.2 | +10.6% |
| SKWD | Skyward Specialty Insurance Group, Inc. | 4/9 | — | 14.1 | +23.2% |
| SAFT | SAFETY INSURANCE GROUP INC | 5/9 | — | 11.1 | +12.8% |
| ROOT | Root, Inc. | 6/9 | — | 21.9 | +29% |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | 7/9 | — | 5.8 | +5.5% |
| SLDE | Slide Insurance Holdings, Inc. | 5/9 | — | 4.9 | +36.5% |
| PRA | PROASSURANCE CORP | 1/9 | — | 25.3 | -4.6% |
All Finance, Insurance & Real Estate companies →
About UNITED FIRE GROUP INC
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.
FAQ
Is UFCS financially healthy?
UNITED FIRE GROUP INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does UFCS pay a dividend, and is it safe?
Yes. UNITED FIRE GROUP INC pays a dividend yielding about 1.24% with a 13.8% payout ratio, rated “safe” for safety.
How profitable is UFCS?
In FY2025, UNITED FIRE GROUP INC had a net margin of 8.5% and a return on equity of 12.6%.
Is UFCS overvalued or undervalued?
UNITED FIRE GROUP INC trades at about 11.9× trailing earnings — below its 10-year norm (10-year range 8.0×–76.3×, median 21.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UFCS?
The average Wall-Street price target for UNITED FIRE GROUP INC is $51.00, about 4.1% below the recent price, from 2 analysts.
Is UFCS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on UNITED FIRE GROUP INC: a Piotroski F-score of 5/9, a P/E of about 11.2×, a dividend yield of 1.24%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.