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UNITED FIRE GROUP INC UFCS
UNITED FIRE GROUP INC statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($60.00); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
UNITED FIRE GROUP INC trades at about 11.9× earnings — below its 10-year norm (10-year range 8×–76.3×, median 21.8×).
Shaded band = 10-year range (8×–76.3×); dot = today's 11.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | 8.5% | 4.9% | -2.7% | 1.5% | 7.6% | -10.5% | 1.2% | 2.6% | 4.8% | 5.0% |
| Return on assets | 3.1% | 1.8% | -0.9% | 0.5% | 2.7% | -3.7% | 0.5% | 1.0% | 1.2% | 1.2% |
| Return on equity | 12.6% | 7.9% | -4.0% | 2.0% | 9.2% | -13.7% | 1.6% | 3.1% | 5.2% | 5.3% |
| Debt / equity | 0.16× | — | — | — | — | — | — | — | — | — |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.