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UMB FINANCIAL CORP UMBF

Nasdaq · stock · National Commercial Banks · website · IPO 1980-03-17 · LEI

UMB FINANCIAL CORP financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$158.8M $247.1M $195.5M $243.6M $286.5M $353.0M $431.7M $350.0M $441.2M $702.4M 2016201720182019202020212022202320242025
Free cash flow
$245.6M $290.1M $237.8M $267.6M $313.4M $500.4M $717.8M $449.5M $205.3M $978.1M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$918.6M$223.7M$46.0M$77.3M$192.0M$121.5M$58.0M$27.7M
Income tax$172.6M$100.0M$71.6M$100.3M$76.0M$52.4M$42.4M$27.3M$53.4M$45.0M
Net income$702.4M$441.2M$350.0M$431.7M$353.0M$286.5M$243.6M$195.5M$247.1M$158.8M
EPS (diluted)$9.29$8.99$7.18$8.86$7.24$5.93$4.96$3.93$4.96$3.22
Operating cash flow$1.0B$225.3M$472.6M$769.6M$534.1M$373.6M$339.9M$295.7M$326.5M$296.4M
Free cash flow$978.1M$205.3M$449.5M$717.8M$500.4M$313.4M$267.6M$237.8M$290.1M$245.6M
Cash & equivalents$7.8B$8.4B$5.5B$1.6B$9.2B$3.5B$1.7B$1.7B$1.7B$1.1B
Total assets$73.1B$50.4B$44.0B$38.5B$42.7B$33.1B$26.6B$23.4B$21.8B$20.7B
Total liabilities$65.4B$46.9B$40.9B$35.8B$39.5B$30.1B$24.0B$21.1B$19.6B$18.7B
Shareholders' equity$7.7B$3.5B$3.1B$2.7B$3.1B$3.0B$2.6B$2.2B$2.2B$2.0B

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth+59.2%+26.1%-18.9%+22.3%+23.2%+17.6%+24.6%-20.9%+55.6%+36.8%
EPS growth+3.3%+25.2%-19.0%+22.4%+22.1%+19.6%+26.2%-20.8%+54.0%+32.0%
Free cash flow growth+376.5%-54.3%-37.4%+43.5%+59.7%+17.1%+12.6%-18.0%+18.1%+55.3%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.