UMB FINANCIAL CORP UMBFO
Nasdaq · XNAS · stock · National Commercial Banks
Chart by TradingView
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
19.3%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $702.4M | — | $978.1M | $7.7B |
| 2024 | — | $441.2M | — | $205.3M | $3.5B |
| 2023 | — | $350.0M | — | $449.5M | $3.1B |
| 2022 | — | $431.7M | — | $717.8M | $2.7B |
| 2021 | — | $353.0M | — | $500.4M | $3.1B |
| 2020 | — | $286.5M | — | $313.4M | $3.0B |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Wilson Uma | Executive Vice President | 2026-06-10 | Option exercise | 922 | $75.25 |
| Wilson Uma | Executive Vice President | 2026-06-10 | Sell | 922 | $133.05 |
| Gallagher Kevin Charles | director | 2026-06-10 | Sell | 381 | $132.88 |
| Rine James D | President | 2026-06-09 | Sell | 1,074 | $133.22 |
| Rine James D | President | 2026-06-09 | Sell | 7,172 | $132.49 |
| ROBBINS KRIS A | director | 2026-05-01 | Grant | 116 | $129.24 |
| Peterman Tamara | director | 2026-05-01 | Grant | 116 | $129.24 |
| Murphy Susan G | director | 2026-05-01 | Grant | 116 | $129.24 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000101382 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.