UNION BANKSHARES INC UNB
Nasdaq · XNAS · stock · State Commercial Banks
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
59.2%
Dividend payout · moderate
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $11.1M | — | $16.0M | $80.9M |
| 2024 | — | $8.8M | — | $11.1M | $66.5M |
| 2023 | — | $11.3M | — | $7.2M | $65.8M |
| 2022 | — | $12.6M | — | $28.4M | $55.2M |
| 2021 | — | $13.2M | — | $25.7M | $84.3M |
| 2020 | — | $12.8M | — | -$8.1M | $80.9M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| SPITLER JANET P | director | 2026-05-20 | Grant | 694 | — |
| Bugbee Dawn D | director | 2026-05-20 | Grant | 694 | — |
| Sargent Timothy Willis | Vice-Chairman | 2026-05-20 | Grant | 694 | — |
| Frame Walter B III | 2026-05-20 | Grant | 694 | — | |
| Putnam Nancy C | director | 2026-05-20 | Grant | 694 | — |
| Sargent Gregory D | director | 2026-05-20 | Grant | 694 | — |
| Cote Steven P | 2026-05-20 | Grant | 694 | — | |
| Parent Mary K | director | 2026-05-20 | Grant | 694 | — |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000706863 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.