Stocktoria
Unipol Assicurazioni S.p.A. UNI.MI
Unipol Assicurazioni S.p.A. (UNI.MI) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 5.08% (safety: stretched). FY2025 revenue was €13.7B at a 10.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Financial Services · percentile among 226 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Unipol Assicurazioni S.p.A.
Unipol Assicurazioni S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Associates Business, and Other Business segments. It offers risk cover solutions for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; bancassurance; and reinsurance services. In addition, it is involved in the operation and management of real estate properties; operation of hotels, residences, and resorts through leases, franchises, and management; agricultural, wine, healthcare facilities, and port facilities; and supplies of anti-theft systems, as well as provision of vehicle and glass repair services; mobile payments, telematics, and response services to assistance request; and telemedicine, home care and prevention, physiotherapy, and social care services. Further, the company offers digital health platform; property services to homes and condominiums, and administrators and owners; and electronic payment and e-money services. It distributes its products through direct sales; broker; agency, banking, and craftsmen network; and franchise administrators. The company was formerly known as Unipol Gruppo S.p.A. and changed its name to Unipol Assicurazioni S.p.A. in January 2025. Unipol Assicurazioni S.p.A. was founded in 1961 and is based in Bologna, Italy.
FAQ
Is UNI.MI financially healthy?
Unipol Assicurazioni S.p.A.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does UNI.MI pay a dividend, and is it safe?
Yes. Unipol Assicurazioni S.p.A. pays a dividend yielding about 5.08% with a 64.3% payout ratio, rated “stretched” for safety.
How profitable is UNI.MI?
In FY2025, Unipol Assicurazioni S.p.A. had a net margin of 10.8% and a return on equity of 14.3%.
Is UNI.MI overvalued or undervalued?
Unipol Assicurazioni S.p.A. trades at about 12.9× trailing earnings — above its 10-year norm (10-year range 3.7×–9.2×, median 8.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UNI.MI?
The average Wall-Street price target for Unipol Assicurazioni S.p.A. is €25.22, about 3.7% below the recent price, from 6 analysts (consensus: strong buy).
Is UNI.MI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Unipol Assicurazioni S.p.A.: a Piotroski F-score of 6/9, a P/E of about 12.7×, a dividend yield of 5.08%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.