Stocktoria
Unipol Assicurazioni S.p.A. UNI.MI
Unipol Assicurazioni S.p.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€25.72); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Unipol Assicurazioni S.p.A. trades at about 13.1× earnings — above its 10-year norm (10-year range 3.7×–9.2×, median 8.7×).
Shaded band = 10-year range (3.7×–9.2×); dot = today's 13.1×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 10.8% | 8.2% | 8.9% | 5.2% |
| FCF margin | 29.6% | 12.1% | 2.0% | 9.0% |
| Return on assets | 1.6% | 1.3% | 1.4% | 0.7% |
| Return on equity | 14.3% | 11.5% | 13.8% | 7.7% |
| Debt / equity | 0.48× | 0.60× | 0.63× | 0.67× |
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.