Stocktoria
UNION PACIFIC CORP UNP
UNION PACIFIC CORP (UNP) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 2.04% (safety: moderate). FY2025 revenue was $24.5B at a 29.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-27 | Baird | Outperform (main) |
| 2026-07-25 | UBS | Neutral (main) |
| 2026-07-24 | Citigroup | Buy (main) |
| 2026-07-24 | BMO Capital | Market Perform (main) |
| 2026-07-24 | JP Morgan | Neutral (main) |
| 2026-07-24 | TD Cowen | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Transportation & Utilities · percentile among 348 companies
Percentile vs other Transportation & Utilities companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | -0.007 |
| Retained earnings / assets | 0.998 |
| EBIT / assets | 0.141 |
| Equity / liabilities | 0.36 |
Sector peers · similar-size Transportation & Utilities companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UNP | UNION PACIFIC CORP | 7/9 | 4.54 | 22.2 | +1.1% |
| CP | CANADIAN PACIFIC KANSAS CITY LTD/CN | 6/9 | 2.21 | — | +3.7% |
| CSX | CSX CORP | 4/9 | 1.85 | 30.7 | -3.1% |
| NSC | NORFOLK SOUTHERN CORP | 5/9 | 2.07 | 24.5 | +0.5% |
| FIP | FTAI Infrastructure Inc. | 2/9 | — | — | +51.6% |
| NPPXF | NIPPON TELEGRAPH & TELEPHONE CORP | 6/9 | 2.95 | — | -1.3% |
| VZ | VERIZON COMMUNICATIONS INC | 4/9 | 1.53 | 11.4 | +2.5% |
All Transportation & Utilities companies →
About UNION PACIFIC CORP
Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. It offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, and ethanol and renewable biofuel producers; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, petroleum, liquid petroleum gases, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. The company was founded in 1862 and is headquartered in Omaha, Nebraska.
FAQ
Is UNP financially healthy?
UNION PACIFIC CORP's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does UNP pay a dividend, and is it safe?
Yes. UNION PACIFIC CORP pays a dividend yielding about 2.04% with a 45.3% payout ratio, rated “moderate” for safety.
How profitable is UNP?
In FY2025, UNION PACIFIC CORP had a net margin of 29.1% and a return on equity of 38.7%.
Is UNP overvalued or undervalued?
UNION PACIFIC CORP trades at about 24.5× trailing earnings — above its 10-year norm (10-year range 10.0×–25.1×, median 21.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UNP?
The average Wall-Street price target for UNION PACIFIC CORP is $329.25, about 12.1% above the recent price, from 24 analysts (consensus: buy).
Is UNP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on UNION PACIFIC CORP: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 22.2×, a dividend yield of 2.04%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.