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UNITY BANCORP INC /NJ/ UNTY
Nasdaq · stock · State Commercial Banks · website · IPO 1998-09-21
UNITY BANCORP INC /NJ/ financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $48.5M | $10.6M | $7.7M | $14.5M | $18.1M | $13.5M | $9.5M | $8.8M |
| Income tax | $17.6M | $12.9M | $13.3M | $13.0M | $12.0M | $7.5M | $6.7M | $5.4M | $9.5M | $7.3M |
| Net income | $58.0M | $41.5M | $39.7M | $38.5M | $36.1M | $23.6M | $23.7M | $21.9M | $12.9M | $13.2M |
| EPS (diluted) | $5.67 | $4.06 | $3.84 | $3.59 | $3.43 | $2.19 | $2.14 | $2.01 | $1.20 | $1.38 |
| Operating cash flow | $44.9M | $48.0M | $46.9M | $42.7M | $32.5M | $22.3M | $33.2M | $38.6M | $14.4M | $8.8M |
| Free cash flow | $44.3M | $47.3M | $46.0M | $41.2M | $31.3M | $21.8M | $32.5M | $37.1M | $12.9M | -$807,000 |
| Total assets | $3.0B | $2.7B | $2.6B | $2.4B | $2.0B | $2.0B | $1.7B | $1.6B | $1.5B | $1.2B |
| Total liabilities | $2.6B | $2.4B | $2.3B | $2.2B | $1.8B | $1.8B | $1.6B | $1.4B | $1.3B | $1.1B |
| Shareholders' equity | $345.6M | $295.6M | $261.4M | $239.2M | $205.7M | $173.9M | $160.7M | $138.5M | $118.1M | $106.3M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +39.8% | +4.4% | +3.3% | +6.5% | +52.8% | -0.0% | +7.9% | +70.0% | -2.4% | +38.2% |
| EPS growth | +39.7% | +5.7% | +7.0% | +4.7% | +56.6% | +2.3% | +6.5% | +67.5% | -13.0% | +35.3% |
| Free cash flow growth | -6.2% | +2.9% | +11.6% | +31.7% | +43.7% | -33.0% | -12.4% | +186.6% | — | -139.7% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.