Stocktoria
UPBOUND GROUP, INC. UPBD
UPBOUND GROUP, INC. (UPBD) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 7.98% (safety: at-risk). FY2025 revenue was $4.7B at a 1.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UPBD | UPBOUND GROUP, INC. | 4/9 | — | 15 | +8.7% |
| EQPT | EquipmentShare.com Inc | 5/9 | 1.37 | 129.4 | +16.3% |
| PRG | PROG Holdings, Inc. | 5/9 | — | 12.6 | +0.4% |
| CTOS | Custom Truck One Source, Inc. | 5/9 | 0.53 | — | +7.9% |
| MGRC | MCGRATH RENTCORP | 5/9 | — | 19.4 | +3.7% |
| AER | AerCap Holdings N.V. | 7/9 | — | 6.3 | +6.5% |
| KPLT | Katapult Holdings, Inc. | 4/9 | -5.57 | 23.9 | +18% |
About UPBOUND GROUP, INC.
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.
FAQ
Is UPBD financially healthy?
UPBOUND GROUP, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does UPBD pay a dividend, and is it safe?
Yes. UPBOUND GROUP, INC. pays a dividend yielding about 7.98% with a 120.0% payout ratio, rated “at-risk” for safety.
How profitable is UPBD?
In FY2025, UPBOUND GROUP, INC. had a net margin of 1.6% and a return on equity of 10.5%.
Is UPBD overvalued or undervalued?
UPBOUND GROUP, INC. trades at about 15.2× trailing earnings — below its 10-year norm (10-year range 9.4×–128.0×, median 18.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UPBD?
The average Wall-Street price target for UPBOUND GROUP, INC. is $28.50, about 49.7% above the recent price, from 7 analysts.
Is UPBD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on UPBOUND GROUP, INC.: a Piotroski F-score of 4/9, a P/E of about 15.0×, a dividend yield of 7.98%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.