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Upstart Holdings, Inc. UPST
Nasdaq · XNAS · stock · Finance Services · website · IPO 2020-12-16
Upstart Holdings, Inc. statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | 4.1% | -27.2% | -50.0% | -12.6% | 16.6% |
| Net margin | 5.1% | -20.2% | -46.8% | -12.0% | 16.0% |
| FCF margin | -14.2% | 29.1% | -22.0% | -73.5% | 18.8% |
| Return on assets | 1.8% | -5.4% | -11.9% | -5.6% | 7.4% |
| Return on equity | 6.7% | -20.3% | -37.8% | -16.2% | 16.8% |
| Revenue growth | 64.0% | 23.9% | -43.4% | 6.9% | 263.6% |
Source: SEC EDGAR filings · CIK 0001647639 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.