Stocktoria
UPWORK, INC UPWK
UPWORK, INC (UPWK) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $787.8M at a 14.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.94 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.231 |
| Retained earnings / assets | 0.028 |
| EBIT / assets | 0.099 |
| Equity / liabilities | 0.942 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UPWK | UPWORK, INC | 6/9 | 3.27 | 9 | +2.4% |
| GDRX | GoodRx Holdings, Inc. | 6/9 | -0.18 | 31.2 | +0.6% |
| RAMP | LiveRamp Holdings, Inc. | 6/9 | 9.25 | 15.7 | +9% |
| NRDS | NERDWALLET, INC. | 7/9 | 6.63 | 12.3 | +21.7% |
| EGHT | 8X8 INC /DE/ | 6/9 | -3.7 | 148.8 | +2.9% |
| CARS | Cars.com Inc. | 6/9 | -1.06 | 30 | +0.6% |
| CARG | CarGurus, Inc. | 7/9 | 7.44 | 19.1 | +13.7% |
About UPWORK, INC
Upwork Inc., together with its subsidiaries, provides platforms and workforce solutions that connect businesses with freelance, agency, fractional, and payrolled talent in the United States, the Philippines, India, Pakistan, and internationally. The company offers Upwork Marketplace, a human and AI-powered work marketplace that connects businesses with on-demand access to independent talent across a range of categories, including AI-related projects, administrative support, sales and marketing, design and creative, and customer service, as well as web, mobile, and software development. Its marketplace also streamlines workflows, such as talent sourcing, outreach, contracting, and engagement management, as well as provides infrastructure for remote collaboration, including communication and collaboration tools, consolidated invoicing, and payment protection; and Upwork Payroll services. It also offers enterprise solutions that provide access to platform capabilities that support contingent workforce solutions, including sourcing, onboarding, classification, compliance and contract management, payments, and reporting. In addition, the company offers managed services that provide a service-led program management and end-to-end project delivery solution that enables enterprise clients to outsource defined functions or projects; Uma, an AI assistant; and escrow services. The company was formerly known as Elance-oDesk, Inc. and changed its name to Upwork Inc. in May 2015. Upwork Inc. was founded in 1998 and is headquartered in Palo Alto, California.
FAQ
Is UPWK financially healthy?
UPWORK, INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does UPWK pay a dividend?
No, UPWORK, INC does not currently pay a dividend.
How profitable is UPWK?
In FY2025, UPWORK, INC had a net margin of 14.7% and a return on equity of 18.3%.
What is UPWK's P/E ratio?
UPWORK, INC's trailing price-to-earnings (P/E) ratio is about 9.0×, based on its latest annual earnings.
What is the analyst price target for UPWK?
The average Wall-Street price target for UPWORK, INC is $12.44, about 48.1% above the recent price, from 8 analysts (consensus: buy).
Is UPWK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on UPWORK, INC: a Piotroski F-score of 6/9, an Altman Z″ in the safe zone, a P/E of about 9.0×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.