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USCB FINANCIAL HOLDINGS, INC. USCB
USCB FINANCIAL HOLDINGS, INC. (USCB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.22% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| USCB | USCB FINANCIAL HOLDINGS, INC. | 4/9 | — | 13.5 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About USCB FINANCIAL HOLDINGS, INC.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
FAQ
Is USCB financially healthy?
USCB FINANCIAL HOLDINGS, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does USCB pay a dividend, and is it safe?
Yes. USCB FINANCIAL HOLDINGS, INC. pays a dividend yielding about 2.22% with a 30.0% payout ratio, rated “safe” for safety.
How profitable is USCB?
In FY2025, USCB FINANCIAL HOLDINGS, INC. had a return on equity of 12.0%.
What is USCB's P/E ratio?
USCB FINANCIAL HOLDINGS, INC.'s trailing price-to-earnings (P/E) ratio is about 13.5×, based on its latest annual earnings.
What is the analyst price target for USCB?
The average Wall-Street price target for USCB FINANCIAL HOLDINGS, INC. is $21.70, about 3.3% below the recent price, from 5 analysts.
Is USCB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on USCB FINANCIAL HOLDINGS, INC.: a Piotroski F-score of 4/9, a P/E of about 13.5×, a dividend yield of 2.22%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.