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USCB FINANCIAL HOLDINGS, INC. USCB
Nasdaq · stock · State Commercial Banks · website · IPO 2021-07-23
USCB FINANCIAL HOLDINGS, INC. financials (annual)
Bars are annual figures from 2020 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Interest expense | — | — | $42.4M | $7.4M | $4.2M | $9.0M |
| Income tax | $9.8M | $7.8M | $5.3M | $6.9M | $6.6M | $2.6M |
| Net income | $26.1M | $24.7M | $16.5M | $20.1M | $21.1M | $10.8M |
| EPS (diluted) | $1.33 | $1.24 | — | — | — | — |
| Operating cash flow | $42.8M | $34.8M | $22.5M | $29.5M | $22.1M | $13.1M |
| Free cash flow | $42.5M | $34.5M | $22.4M | $28.9M | $21.4M | $12.8M |
| Cash & equivalents | $38.5M | $77.0M | $41.1M | $54.2M | $46.2M | $47.7M |
| Total assets | $2.8B | $2.6B | $2.3B | $2.1B | $1.9B | $1.5B |
| Total liabilities | $2.6B | $2.4B | $2.1B | $1.9B | $1.7B | $1.3B |
| Shareholders' equity | $217.2M | $215.4M | $192.0M | $182.4M | $203.9M | $171.0M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Net income growth | +5.8% | +49.1% | -17.9% | -4.4% | +94.8% | — |
| EPS growth | +7.3% | — | — | — | — | — |
| Free cash flow growth | +23.1% | +54.2% | -22.5% | +34.8% | +67.9% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.