Usio, Inc. USIO
Nasdaq · XNAS · stock · Functions Related To Depository Banking, NEC
Chart by TradingView
2/9
Piotroski F — financial health
-1.2
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $85.4M | -$2.5M | $19.7M | $1.1M | $17.9M |
| 2024 | $82.9M | $3.3M | $19.6M | $2.7M | $19.2M |
| 2023 | $84.1M | -$475,104 | $20.1M | $2.7M | $15.1M |
| 2022 | $69.4M | -$5.5M | $14.6M | -$17.8M | $13.9M |
| 2021 | $61.9M | -$321,634 | $15.6M | $28.5M | $18.7M |
| 2020 | $32.3M | -$2.9M | $7.4M | $5.4M | $16.7M |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -1.2 (distress)
- Working capital / assets 0.07
- Retained earnings / assets -0.523
- EBIT / assets -0.017
- Equity / liabilities 0.153
Source: SEC EDGAR filings · CIK 0001088034 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.