Stocktoria
Usio, Inc. USIO
Nasdaq · stock · Functions Related To Depository Banking, NEC · website · IPO 1999-12-09
Usio, Inc. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $85.4M | $82.9M | $84.1M | $69.4M | $61.9M | $32.3M | $28.2M | $25.0M | $14.6M | $12.1M |
| Gross profit | $19.7M | $19.6M | $20.1M | $14.6M | $15.6M | $7.4M | $5.9M | $5.6M | $3.8M | — |
| SG&A expense | $18.4M | $16.7M | — | — | — | — | — | — | — | — |
| Operating income | -$2.4M | -$1.5M | -$447,364 | -$5.2M | -$155,381 | -$3.8M | -$5.1M | -$3.8M | -$2.8M | -$1.4M |
| Interest expense | — | — | $5,202 | $4,051 | $4,314 | — | — | — | — | — |
| Income tax | $512,811 | -$2.6M | $292,524 | $222,524 | $169,861 | $23,109 | $101,888 | $77,780 | $274,316 | $32,668 |
| Net income | -$2.5M | $3.3M | -$475,104 | -$5.5M | -$321,634 | -$2.9M | -$5.1M | -$3.8M | -$3.0M | -$1.2M |
| EPS (diluted) | $-0.09 | $0.12 | $-0.02 | $-0.27 | $-0.02 | $-0.19 | $-0.39 | $-0.31 | $-0.33 | $-0.15 |
| Operating cash flow | $1.5M | $2.9M | $3.5M | -$17.0M | $29.8M | $6.3M | -$3.7M | -$2.8M | -$936,450 | $848,438 |
| Free cash flow | $1.1M | $2.7M | $2.7M | -$17.8M | $28.5M | $5.4M | -$4.4M | -$3.5M | -$1.3M | $692,887 |
| Cash & equivalents | $7.4M | $8.1M | $7.2M | $5.7M | $7.3M | $7.3M | $2.1M | $2.2M | $4.6M | $4.1M |
| Inventory | $461,675 | $403,796 | $422,808 | $507,355 | $434,532 | $176,466 | — | — | — | — |
| Total assets | $134.9M | $107.2M | $106.9M | $97.9M | $133.7M | $82.7M | $61.6M | $68.2M | $67.4M | $69.5M |
| Total liabilities | $117.0M | $88.1M | $91.9M | $84.0M | $115.0M | $66.0M | $54.0M | $58.6M | $54.3M | — |
| Shareholders' equity | $17.9M | $19.2M | $15.1M | $13.9M | $18.7M | $16.7M | $7.6M | $9.6M | $13.1M | $9.0M |
Growth · year-over-year · Revenue CAGR 24.3%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +3.0% | -1.3% | +21.1% | +12.1% | +92.1% | +14.4% | +12.7% | +71.7% | +20.7% | -16.0% |
| Net income growth | -176.0% | — | — | — | — | — | — | — | — | -217.8% |
| EPS growth | -175.0% | — | — | — | — | — | — | — | — | -287.5% |
| Free cash flow growth | -60.1% | +1.0% | — | -162.6% | +424.2% | — | — | — | -288.9% | -46.9% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.