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UTG INC UTGN
OTC · OOTC · stock · Life Insurance · website · IPO 2002-01-25
UTG INC (UTGN) earns a Piotroski F-score of 2/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $42.3M at a 40.3% net margin.
2/9
Piotroski F — financial health
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Altman Z″ — distress risk
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Dividend payout · no dividend
Price from month-end closes (Yahoo) — for reference, not real-time.
Revenue trend · last 10y · up
How it ranks in Finance, Insurance & Real Estate · percentile among 1039 companies
Piotroski Fstronger than 14%
Net marginstronger than 81%
Return on equitystronger than 45%
Revenue growthstronger than 3%
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Detailed pages
Sector peers · similar-size Finance, Insurance & Real Estate companies
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UTGN | UTG INC | 2/9 | — | 10.1 | -50.1% |
| AAME | ATLANTIC AMERICAN CORP | 3/9 | — | — | +0.8% |
| CIA | CITIZENS, INC. | 4/9 | — | 22.1 | +4.3% |
| PRI | Primerica, Inc. | 3/9 | — | — | +6.6% |
| FGN | F&G Annuities & Life, Inc. | 4/9 | — | 13.5 | -0.2% |
| GL | GLOBE LIFE INC. | 6/9 | — | 12 | +3.7% |
| JXN | Jackson Financial Inc. | 6/9 | — | 275.7 | +104.3% |
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FAQ
Is UTGN financially healthy?
UTG INC's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does UTGN pay a dividend?
No, UTG INC does not currently pay a dividend.
How profitable is UTGN?
In FY2025, UTG INC had a net margin of 40.3% and a return on equity of 7.3%.
Source: SEC EDGAR filings · CIK 0000832480 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.