Stocktoria
UTG INC UTGN
OTC · OOTC · stock · Life Insurance · website · IPO 2002-01-25
UTG INC financials (annual, from 10-K)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $42.3M | $84.9M | $26.3M | $69.7M | $35.6M | $27.3M | $44.2M | $41.3M | $28.7M | $27.8M |
| Interest expense | $0 | $11,600 | $28,389 | $108,722 | $4,051 | $0 | — | — | $0 | $0 |
| Income tax | $4.7M | $13.1M | $41,807 | $9.6M | $2.1M | $340,494 | $3.6M | $3.9M | -$1.5M | $666,181 |
| Net income | $17.1M | $50.0M | $2.7M | $34.3M | $9.7M | $2.1M | $16.3M | $12.4M | $4.8M | $1.2M |
| EPS (diluted) | $5.42 | $15.80 | $0.84 | $10.81 | $3.05 | $0.65 | $4.95 | $3.75 | $1.44 | $0.33 |
| Operating cash flow | -$6.5M | -$1.6M | -$9.8M | -$5.3M | -$12.5M | -$13.2M | -$6.5M | -$5.1M | -$13.2M | -$11.4M |
| Free cash flow | — | — | — | — | — | — | — | -$5.1M | -$13.2M | -$11.4M |
| Cash & equivalents | $30.5M | $45.3M | $41.2M | $45.3M | $30.8M | $39.0M | $28.8M | $20.2M | $25.4M | $15.2M |
| Total assets | $491.4M | $476.9M | $441.7M | $447.5M | $438.5M | $419.1M | $418.7M | $395.5M | $406.4M | $402.1M |
| Total liabilities | $258.7M | $260.1M | $280.0M | $289.5M | $297.2M | $281.9M | $287.2M | $288.5M | $296.0M | $307.8M |
| Shareholders' equity | $232.7M | $216.8M | $161.7M | $158.0M | $141.2M | $137.1M | $131.5M | $107.1M | $110.4M | $94.3M |
Growth · year-over-year · Revenue CAGR 4.8%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | -50.1% | +222.8% | -62.3% | +95.7% | +30.7% | -38.3% | +7.1% | +43.6% | +3.2% | -3.2% |
| Net income growth | -65.8% | +1782.3% | -92.2% | +254.5% | +362.7% | -87.2% | +31.3% | +157.6% | +311.8% | +27.4% |
| EPS growth | -65.7% | +1781.0% | -92.2% | +254.4% | +369.2% | -86.9% | +32.0% | +160.4% | +336.4% | +32.0% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0000832480 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.