Stocktoria
UTG INC UTGN
OTC · OOTC · stock · Life Insurance · website · IPO 2002-01-25
UTG INC statistics & valuation
Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
UTG INC trades at about 10.1× earnings — near its 10-year norm (10-year range 1.9×–52×, median 10.1×).
1.9×
52×
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | 40.3% | 58.9% | 10.1% | 49.1% | 27.1% | 7.7% | 36.8% | 30.0% | 16.7% | 4.2% |
| FCF margin | — | — | — | — | — | — | — | -12.3% | -45.9% | -40.9% |
| Return on assets | 3.5% | 10.5% | 0.6% | 7.7% | 2.2% | 0.5% | 3.9% | 3.1% | 1.2% | 0.3% |
| Return on equity | 7.3% | 23.1% | 1.6% | 21.7% | 6.8% | 1.5% | 12.4% | 11.6% | 4.4% | 1.2% |
Source: SEC EDGAR filings · CIK 0000832480 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.