UNIVERSAL INSURANCE HOLDINGS, INC. UVE
NYSE · XNYS · stock · Fire, Marine & Casualty Insurance
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7/9
Piotroski F — financial health
—
Altman Z″ — distress risk
12.1%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $1.6B | $183.0M | — | $377.1M | $551.0M |
| 2024 | $1.5B | $58.9M | — | $130.0M | $373.2M |
| 2023 | $1.4B | $66.8M | — | $67.0M | $341.3M |
| 2022 | $1.2B | -$22.3M | — | $319.6M | $287.9M |
| 2021 | $1.1B | $20.4M | — | $227.2M | $429.7M |
| 2020 | $1.1B | $19.1M | — | $12.1M | $449.3M |
Why these scores methodology →
Piotroski F-score: 7/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000891166 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.