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UNIVERSAL INSURANCE HOLDINGS, INC. UVE

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 1992-12-16 · LEI

UNIVERSAL INSURANCE HOLDINGS, INC. financials (annual)

Revenue
$685.3M $751.9M $823.8M $939.4M $1.07B $1.12B $1.22B $1.39B $1.52B $1.60B 2016201720182019202020212022202320242025
Net income
$99.4M $106.9M $117.1M $46.5M $19.1M $20.4M -$22.3M $66.8M $58.9M $183.0M 2016201720182019202020212022202320242025
Free cash flow
$113.2M $240.4M $223.4M $73.3M $12.1M $227.2M $319.6M $67.0M $130.0M $377.1M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue$1.6B$1.5B$1.4B$1.2B$1.1B$1.1B$939.4M$823.8M$751.9M$685.3M
SG&A expense$342.1M$304.1M$304.9M$313.6M$289.6M$272.4M$256.5M$231.0M$221.2M
Interest expense$6.5M$6.6M$638,000$95,000$243,000$300,000$300,000$400,000
Income tax$60.1M$25.7M$21.5M-$5.0M$8.0M$5.1M$17.0M$35.8M$63.5M$63.5M
Net income$183.0M$58.9M$66.8M-$22.3M$20.4M$19.1M$46.5M$117.1M$106.9M$99.4M
EPS (diluted)$6.32$2.01$2.22$-0.72$0.65$0.60$1.36$3.27$2.99$2.79
Operating cash flow$381.5M$137.4M$71.0M$324.5M$234.4M$29.3M$84.6M$230.1M$245.0M$121.4M
Free cash flow$377.1M$130.0M$67.0M$319.6M$227.2M$12.1M$73.3M$223.4M$240.4M$113.2M
Cash & equivalents$408.9M$259.4M$397.3M$388.7M$250.5M$167.2M$182.1M$166.4M$213.5M$105.7M
Total assets$2.8B$2.8B$2.3B$2.9B$2.1B$1.8B$1.7B$1.9B$1.5B$1.1B
Total liabilities$2.3B$2.5B$2.0B$2.6B$1.6B$1.3B$1.2B$1.4B$1.0B$688.8M
Shareholders' equity$551.0M$373.2M$341.3M$287.9M$429.7M$449.3M$493.9M$501.6M$440.0M$371.2M

Growth · year-over-year · Revenue CAGR 9.9%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue growth+5.5%+9.3%+13.8%+9.0%+4.6%+14.2%+14.0%+9.6%+9.7%+25.4%
Net income growth+210.5%-11.8%-209.1%+6.8%-58.9%-60.3%+9.5%+7.6%-6.6%
EPS growth+214.4%-9.5%-210.8%+8.3%-55.9%-58.4%+9.4%+7.2%-6.1%
Free cash flow growth+190.1%+94.2%-79.1%+40.7%+1772.3%-83.4%-67.2%-7.1%+112.4%-45.4%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.