Stocktoria
UNIVEST FINANCIAL Corp UVSP
UNIVEST FINANCIAL Corp (UVSP) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 2.17% (safety: safe). FY2025 revenue was $328.1M at a 27.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UVSP | UNIVEST FINANCIAL Corp | 6/9 | — | 12.8 | +9.6% |
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | 6/9 | — | 16 | +3.9% |
| WTFC | WINTRUST FINANCIAL CORP | 4/9 | — | 12.9 | +5.9% |
| RBCAA | REPUBLIC BANCORP INC /KY/ | 5/9 | — | 11.9 | +8.5% |
| WASH | WASHINGTON TRUST BANCORP INC | 5/9 | — | 12.8 | +127.6% |
| COFS | CHOICEONE FINANCIAL SERVICES INC | 4/9 | — | 17.5 | +63.6% |
| ACNB | ACNB CORP | 5/9 | — | 16.7 | +45.1% |
All Finance, Insurance & Real Estate companies →
About UNIVEST FINANCIAL Corp
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
FAQ
Is UVSP financially healthy?
UNIVEST FINANCIAL Corp's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does UVSP pay a dividend, and is it safe?
Yes. UNIVEST FINANCIAL Corp pays a dividend yielding about 2.17% with a 27.9% payout ratio, rated “safe” for safety.
How profitable is UVSP?
In FY2025, UNIVEST FINANCIAL Corp had a net margin of 27.7% and a return on equity of 9.6%.
Is UVSP overvalued or undervalued?
UNIVEST FINANCIAL Corp trades at about 13.7× trailing earnings — above its 10-year norm (10-year range 8.8×–33.5×, median 11.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for UVSP?
The average Wall-Street price target for UNIVEST FINANCIAL Corp is $40.00, about 6.8% below the recent price, from 3 analysts.
Is UVSP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on UNIVEST FINANCIAL Corp: a Piotroski F-score of 6/9, a P/E of about 12.8×, a dividend yield of 2.17%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.