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UNIVEST FINANCIAL Corp UVSP

Nasdaq · stock · State Commercial Banks · website · IPO 1993-10-27 · LEI

UNIVEST FINANCIAL Corp statistics & valuation

Market cap$1.2B
P / E12.8×
P / S3.6×
P / B1.2×
Dividend yield2.17%
Net margin27.7%
Return on equity9.6%
Graham number +11.5%$47.88

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($47.88); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
26.40% 24.00% 25.40% 27.70% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
3.90% 7.30% 8.10% 9.70% 6.80% 11.90% 10.10% 8.50% 8.60% 9.60% 2016201720182019202020212022202320242025
Shares outstanding
26.6M 29.3M 29.3M 29.3M 29.3M 29.6M 29.6M 29.5M 29.4M 29.0M 2016201720182019202020212022202320242025
Net debt ($)
$127.5M $155.8M $145.3M $150.1M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.50% 1.00% 1.00% 1.20% 0.70% 1.30% 1.10% 0.90% 0.90% 1.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.25× 0.26× 0.23× 0.22× 2016201720182019202020212022202320242025
EPS ($)
$0.84 $1.64 $1.72 $2.24 $1.60 $3.11 $2.64 $2.41 $2.58 $3.13 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

UNIVEST FINANCIAL Corp trades at about 13.7× earnings — above its 10-year norm (10-year range 8.8×–33.5×, median 11.8×).

8.8× 33.5×

Shaded band = 10-year range (8.8×–33.5×); dot = today's 13.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin27.7%25.4%24.0%26.4%——————
Return on assets1.1%0.9%0.9%1.1%1.3%0.7%1.2%1.0%1.0%0.5%
Return on equity9.6%8.6%8.5%10.1%11.9%6.8%9.7%8.1%7.3%3.9%
Debt / equity——————0.22×0.23×0.26×0.25×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.