Stocktoria
UWHARRIE CAPITAL CORP UWHR
OTC · OOTC · stock · State Commercial Banks · website · IPO 2004-02-06
UWHARRIE CAPITAL CORP (UWHR) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend.
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Price from month-end closes (Yahoo) — for reference, not real-time.
Market cap$81M
How it ranks in Finance, Insurance & Real Estate · percentile among 1039 companies
Piotroski Fstronger than 25%
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Detailed pages
Sector peers · similar-size Finance, Insurance & Real Estate companies
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| UWHR | UWHARRIE CAPITAL CORP | 3/9 | — | — | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
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FAQ
Is UWHR financially healthy?
UWHARRIE CAPITAL CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does UWHR pay a dividend?
No, UWHARRIE CAPITAL CORP does not currently pay a dividend.
Source: SEC EDGAR filings · CIK 0000898171 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.