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UWHARRIE CAPITAL CORP UWHR
OTC · OOTC · stock · State Commercial Banks · website · IPO 2004-02-06
UWHARRIE CAPITAL CORP financials (annual, from 10-K)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $13.0M | $3.8M | $1.5M | $2.2M | $3.6M | $1.9M | $1.3M | $1.3M |
| Income tax | $3.2M | $2.9M | $2.2M | $1.7M | $2.8M | $2.3M | $771,000 | $579,000 | $1.8M | $895,000 |
| Net income | — | — | — | — | — | — | — | — | — | $1.6M |
| EPS (diluted) | $1.49 | $1.26 | $1.06 | $1.04 | $1.27 | $1.00 | $0.33 | $0.26 | $0.13 | $0.21 |
| Operating cash flow | $9.9M | $14.1M | $9.3M | $30.9M | -$3.5M | $2.2M | $7.0M | $4.3M | $5.8M | $4.0M |
| Free cash flow | $8.2M | $13.2M | $7.5M | $30.5M | -$4.3M | $1.4M | $5.5M | $3.2M | $4.0M | $3.4M |
| Cash & equivalents | $73.3M | $52.3M | $63.4M | $114.6M | $94.4M | $88.9M | $155.2M | — | $70.4M | $46.0M |
| Total assets | $1.2B | $1.1B | $1.1B | $1.0B | $939.7M | $827.8M | $656.8M | $632.3M | $577.3M | $548.2M |
| Total liabilities | $1.1B | $1.1B | $1.0B | $982.1M | $878.9M | $768.5M | $607.9M | $587.1M | $532.7M | $504.7M |
| Shareholders' equity | $75.6M | $57.7M | $49.4M | $37.4M | $60.8M | $59.2M | $48.9M | $45.2M | $44.5M | $43.5M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | — | — | — | — | — | — | — | — | — | +14.3% |
| EPS growth | +18.3% | +18.9% | +1.9% | -18.1% | +27.0% | +203.0% | +26.9% | +100.0% | -38.1% | +10.5% |
| Free cash flow growth | -38.1% | +75.5% | -75.3% | — | -400.1% | -73.7% | +72.4% | -21.2% | +19.0% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0000898171 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.