Stocktoria
UWHARRIE CAPITAL CORP UWHR
OTC · OOTC · stock · State Commercial Banks · website · IPO 2004-02-06
UWHARRIE CAPITAL CORP statistics & valuation
Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
UWHARRIE CAPITAL CORP trades at about 7.8× earnings — near its 10-year norm (10-year range 5.1×–39.7×, median 7.3×).
5.1×
39.7×
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on assets | — | — | — | — | — | — | — | — | — | 0.3% |
| Return on equity | — | — | — | — | — | — | — | — | — | 3.7% |
| Debt / equity | 0.38× | 0.51× | 0.59× | 0.79× | 0.49× | 0.19× | 0.20× | 0.22× | 0.21× | 0.22× |
Source: SEC EDGAR filings · CIK 0000898171 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.