Stocktoria
VISA INC. V
VISA INC. (V) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 0.74% (safety: safe). FY2025 revenue was $40.0B at a 50.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-05 | Truist Securities | Buy (main) |
| 2026-08-03 | Cantor Fitzgerald | Overweight (main) |
| 2026-07-30 | Wells Fargo | Overweight (main) |
| 2026-07-29 | Piper Sandler | Overweight (main) |
| 2026-07-29 | Susquehanna | Positive (main) |
| 2026-07-29 | UBS | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.027 |
| Retained earnings / assets | 0.152 |
| EBIT / assets | 0.241 |
| Equity / liabilities | 0.614 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| V | VISA INC. | 5/9 | 2.94 | 31.3 | +11.3% |
| PYPL | PayPal Holdings, Inc. | 8/9 | 3.27 | 7.5 | +4.3% |
| MA | Mastercard Inc | 5/9 | 7.74 | — | +16.4% |
| MELI | MERCADOLIBRE INC | 5/9 | 1.9 | 42.5 | +39.1% |
| UBER | Uber Technologies, Inc | 6/9 | 1.09 | 15.4 | +18.3% |
| DIDIY | DiDi Global Inc. | 5/9 | 1.15 | — | +32.7% |
| FISV | FISERV INC | 5/9 | 2.15 | 7.6 | +3.6% |
About VISA INC.
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
FAQ
Is V financially healthy?
VISA INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does V pay a dividend, and is it safe?
Yes. VISA INC. pays a dividend yielding about 0.74% with a 23.1% payout ratio, rated “safe” for safety.
How profitable is V?
In FY2025, VISA INC. had a net margin of 50.1% and a return on equity of 52.9%.
What is V's P/E ratio?
VISA INC.'s trailing price-to-earnings (P/E) ratio is about 31.3×, based on its latest annual earnings.
What is the analyst price target for V?
The average Wall-Street price target for VISA INC. is $416.20, about 15.8% above the recent price, from 37 analysts (consensus: strong buy).
Is V a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on VISA INC.: a Piotroski F-score of 5/9, an Altman Z″ in the safe zone, a P/E of about 31.3×, a dividend yield of 0.74%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.