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Virginia National Bankshares Corp VABK
Virginia National Bankshares Corp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $21.0M | $3.2M | $3.3M | $3.4M | $4.3M | $2.8M | $1.2M | $937,000 |
| Income tax | $4.8M | $3.9M | $4.0M | $5.1M | $1.8M | $2.1M | $1.5M | $2.1M | $4.4M | $2.6M |
| Net income | $19.3M | $17.0M | $19.3M | $23.4M | $10.1M | $8.0M | $6.7M | $8.5M | $6.6M | $5.7M |
| EPS (diluted) | $3.55 | $3.15 | $3.58 | $4.38 | $2.14 | $2.95 | $2.49 | $3.15 | $2.58 | $2.41 |
| Operating cash flow | $21.3M | $15.3M | $13.9M | $22.7M | $13.1M | $9.3M | $9.3M | $11.8M | $8.8M | $5.3M |
| Free cash flow | $20.8M | $14.6M | $12.7M | $22.1M | $11.8M | $9.1M | $9.2M | $10.9M | $8.3M | $4.7M |
| Cash & equivalents | — | — | — | — | — | — | — | $18.9M | $18.3M | $38.5M |
| Total assets | $1.6B | $1.6B | $1.6B | $1.6B | $2.0B | $848.4M | $702.6M | $644.8M | $643.9M | $605.0M |
| Total liabilities | $1.5B | $1.5B | $1.5B | $1.5B | $1.8B | $765.8M | $626.5M | $574.1M | $578.8M | $546.0M |
| Shareholders' equity | $184.2M | $160.3M | $153.0M | $133.4M | $162.0M | $82.6M | $76.1M | $70.7M | $65.1M | $59.1M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +13.5% | -11.9% | -17.8% | +132.7% | +26.2% | +19.3% | -21.0% | +29.2% | +14.0% | +84.2% |
| EPS growth | +12.7% | -12.0% | -18.3% | +104.7% | -27.5% | +18.5% | -21.0% | +22.1% | +7.1% | +95.9% |
| Free cash flow growth | +42.6% | +14.3% | -42.5% | +88.1% | +30.0% | -1.1% | -16.1% | +31.0% | +77.0% | -9.0% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.