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Virginia National Bankshares Corp VABK

Nasdaq · stock · National Commercial Banks · website · IPO 1998-10-28 · LEI

Virginia National Bankshares Corp statistics & valuation

Market cap$239.6M
P / E12.4×
P / B1.3×
P / FCF11.5×
Graham number +9.8%$52.10

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($52.10); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.70% 10.10% 12.00% 8.80% 9.70% 6.20% 17.60% 12.60% 10.60% 10.50% 2016201720182019202020212022202320242025
Shares outstanding
2.4M 2.5M 2.7M 2.7M 2.7M 5.3M 5.4M 5.4M 5.4M 5.4M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 1.00% 1.30% 1.00% 0.90% 0.50% 1.40% 1.20% 1.00% 1.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.41 $2.58 $3.15 $2.49 $2.95 $2.14 $4.38 $3.58 $3.15 $3.55 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Virginia National Bankshares Corp trades at about 13.4× earnings — above its 10-year norm (10-year range 8.3×–17.1×, median 11.9×).

8.3× 17.1×

Shaded band = 10-year range (8.3×–17.1×); dot = today's 13.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.2%1.0%1.2%1.4%0.5%0.9%1.0%1.3%1.0%1.0%
Return on equity10.5%10.6%12.6%17.6%6.2%9.7%8.8%12.0%10.1%9.7%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.