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Türkiye Vakiflar Bankasi Türk Anonim Ortakligi VAKBN.IS

TR · XIST · XIST · stock · Financial Services · website

Türkiye Vakiflar Bankasi Türk Anonim Ortakligi statistics & valuation

Market cap₺305.0B
P / E4.0×
P / S1.2×
P / B0.9×
Net margin30.8%
FCF margin-46.3%
Net cash₺77.2B
Enterprise value USD$4.8B
Graham number +153.3%₺77.91

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₺77.91); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
27.90% 26.80% 31.40% 30.80% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
25.10% 18.10% 21.80% 23.50% 2022202320242025
Shares outstanding
9.92B 9.92B 9.92B 9.92B 2022202320242025
Net debt (₺)
-₺84.42B -₺153.48B -₺415.45B -₺77.20B 2022202320242025
Share buybacks (₺)
2022202320242025
Return on assets (%)
1.60% 1.10% 1.20% 1.40% 2022202320242025
Free cash flow margin (%)
71.40% 284.10% 192.30% -46.30% 2022202320242025
Debt / equity (×)
2.13× 2.09× 2.45× 2.76× 2022202320242025
EPS (₺)
₺4.22 ₺3.52 ₺5.38 ₺8.14 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Türkiye Vakiflar Bankasi Türk Anonim Ortakligi trades at about 3.8× earnings — below its 10-year norm (10-year range 2.2×–5.1×, median 4.5×).

2.2× 5.1×

Shaded band = 10-year range (2.2×–5.1×); dot = today's 3.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin30.8%31.4%26.8%27.9%
FCF margin-46.3%192.3%284.1%71.4%
Return on assets1.4%1.2%1.1%1.6%
Return on equity23.5%21.8%18.1%25.1%

Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.