Stocktoria
Banco de Valores S.A. VALO.BA
Banco de Valores S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (AR$610.69); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Banco de Valores S.A. trades at about 12.5× earnings — below its 10-year norm (10-year range 11.9×–14.5×, median 14.1×).
Shaded band = 10-year range (11.9×–14.5×); dot = today's 12.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Gross margin | 40.2% | 34.1% | 27.9% | 28.8% |
| Operating margin | 29.1% | 24.2% | 18.1% | 18.9% |
| Net margin | 14.6% | 4.2% | 2.1% | 2.4% |
| FCF margin | -43.9% | 49.6% | 66.3% | 54.9% |
| Return on assets | 2.7% | 1.5% | 0.8% | 0.8% |
| Return on equity | 15.4% | 11.5% | 13.1% | 8.1% |
| Debt / equity | 0.12× | 0.00× | — | — |
| Current ratio | 0.75 | 0.62 | 0.32 | 0.34 |
Computed from company filings · AR · as of 2025-12-31. Figures in ARS. Facts plus Stocktoria's own computed scores — not investment advice.