Stocktoria
Joint Stock Commercial Bank for Foreign Trade of Vietnam VCB.VN
Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB.VN) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.75% (safety: safe). FY2025 revenue was ₫69.05T at a 50.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 234 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Joint Stock Commercial Bank for Foreign Trade of Vietnam
Joint Stock Commercial Bank for Foreign Trade of Vietnam, together with its subsidiaries, provides banking products and services in Vietnam. The company accepts short, medium, and long-term deposits from organizations and individuals; sale of gold bars; and engages in financial and office leasing, and money remittance activities. It also provides account services; digital banking services; payment, corporate, and credit cards; consumer, home, auto, and business loans; and investment and savings insurance. In addition, the company offers money payment and cash flow management services, such as business accounts, cash flow management, trade finance, fund transfer, and corporate cards; SME loans, such as credit by industry, short, medium, and long-term loans; guarantee services; foreign exchange and capital market services, such as forex trading, interest rate derivatives, and commodity derivatives; digital banking; supply chain solutions; and consulting and investment services. The company was formerly known as Bank for Foreign trade of Vietnam. Joint Stock Commercial Bank for Foreign Trade of Vietnam was founded in 1963 and is headquartered in Hanoi, Vietnam.
FAQ
Is VCB.VN financially healthy?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does VCB.VN pay a dividend, and is it safe?
Yes. Joint Stock Commercial Bank for Foreign Trade of Vietnam pays a dividend yielding about 0.75% with a 10.7% payout ratio, rated “safe” for safety.
How profitable is VCB.VN?
In FY2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam had a net margin of 50.9% and a return on equity of 15.7%.
Is VCB.VN overvalued or undervalued?
Joint Stock Commercial Bank for Foreign Trade of Vietnam trades at about 15.5× trailing earnings — below its 10-year norm (10-year range 18.3×–28.9×, median 24.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for VCB.VN?
The average Wall-Street price target for Joint Stock Commercial Bank for Foreign Trade of Vietnam is ₫72,846.40, about 22.0% above the recent price, from 12 analysts (consensus: strong buy).
Is VCB.VN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Joint Stock Commercial Bank for Foreign Trade of Vietnam: a Piotroski F-score of 4/9, a P/E of about 14.3×, a dividend yield of 0.75%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.