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Joint Stock Commercial Bank for Foreign Trade of Vietnam VCB.VN
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Joint Stock Commercial Bank for Foreign Trade of Vietnam financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | ₫69.05T | ₫69.44T | ₫66.88T | ₫66.28T |
| SG&A expense | ₫6.08T | ₫5.89T | ₫5.28T | ₫5.23T |
| Interest expense | ₫46.45T | ₫38.25T | ₫54.50T | ₫34.87T |
| Income tax | ₫8.82T | ₫8.38T | ₫8.21T | ₫7.45T |
| Net income | ₫35.18T | ₫33.83T | ₫33.10T | ₫29.90T |
| EPS (diluted) | ₫3854.00 | ₫3727.00 | ₫3653.51 | ₫3177.93 |
| Operating cash flow | ₫116.23T | ₫59.12T | -₫38.54T | ₫183.42T |
| Free cash flow | ₫114.78T | ₫57.64T | -₫39.56T | ₫182.71T |
| Cash & equivalents | ₫568.58T | ₫447.64T | ₫384.61T | ₫394.63T |
| Total assets | ₫2442.28T | ₫2085.87T | ₫1839.72T | ₫1813.82T |
| Total debt | ₫42.77T | ₫36.01T | ₫40.40T | ₫35.81T |
| Total liabilities | ₫2217.72T | ₫1889.66T | ₫1674.64T | ₫1678.17T |
| Shareholders' equity | ₫224.49T | ₫196.11T | ₫164.99T | ₫135.56T |
Growth · year-over-year · Revenue CAGR 1.4%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | -0.6% | +3.8% | +0.9% | — |
| Net income growth | +4.0% | +2.2% | +10.7% | — |
| EPS growth | +3.4% | +2.0% | +15.0% | — |
| Free cash flow growth | +99.1% | — | -121.7% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.