Stocktoria
Joint Stock Commercial Bank for Foreign Trade of Vietnam VCB.VN
Joint Stock Commercial Bank for Foreign Trade of Vietnam statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫48,267.20); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Joint Stock Commercial Bank for Foreign Trade of Vietnam trades at about 15.5× earnings — below its 10-year norm (10-year range 18.3×–28.9×, median 24.8×).
Shaded band = 10-year range (18.3×–28.9×); dot = today's 15.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 50.9% | 48.7% | 49.5% | 45.1% |
| FCF margin | 166.2% | 83.0% | -59.1% | 275.6% |
| Return on assets | 1.4% | 1.6% | 1.8% | 1.6% |
| Return on equity | 15.7% | 17.3% | 20.1% | 22.1% |
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.