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Velocity Financial, Inc. VEL
NYSE · stock · Finance Services · website · IPO 2020-01-17
Velocity Financial, Inc. financials (annual)
Bars are annual figures from 2019 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Income tax | $41.3M | $27.9M | $18.8M | $12.0M | $10.6M | $5.4M | $8.1M |
| Net income | $105.1M | $68.4M | $52.3M | $32.2M | $29.2M | $17.8M | $17.3M |
| EPS (diluted) | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | — |
| Operating cash flow | $18.2M | $37.8M | $48.8M | $48.7M | $57.6M | $54.9M | -$105.3M |
| Free cash flow | $17.9M | $37.5M | $48.7M | $48.3M | $57.5M | $54.2M | -$106.2M |
| Cash & equivalents | $92.1M | $49.9M | $40.6M | $45.2M | $36.0M | $13.3M | $21.5M |
| Total assets | $7.4B | $5.5B | $4.4B | $3.7B | $2.8B | $2.1B | $2.2B |
| Total liabilities | $6.7B | $5.0B | $4.0B | $3.4B | $2.5B | $1.8B | $2.1B |
| Shareholders' equity | $675.7M | $520.2M | $436.9M | $380.5M | $344.5M | $219.6M | $152.8M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Net income growth | +53.5% | +30.9% | +62.3% | +10.2% | +64.4% | +2.8% | — |
| EPS growth | +44.0% | +25.7% | +61.7% | +9.3% | — | — | — |
| Free cash flow growth | -52.3% | -23.0% | +0.6% | -15.9% | +6.1% | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.