Stocktoria
VALLEY NATIONAL BANCORP VLY
VALLEY NATIONAL BANCORP (VLY) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.16% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | JP Morgan | Overweight (main) |
| 2026-06-29 | Morgan Stanley | Equal-Weight (main) |
| 2026-06-26 | Piper Sandler | Overweight (main) |
| 2026-05-06 | Morgan Stanley | Equal-Weight (down) |
| 2026-04-27 | TD Cowen | Buy (main) |
| 2026-04-27 | Piper Sandler | Overweight (reit) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| VLY | VALLEY NATIONAL BANCORP | 3/9 | — | 13.2 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About VALLEY NATIONAL BANCORP
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.
FAQ
Is VLY financially healthy?
VALLEY NATIONAL BANCORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does VLY pay a dividend, and is it safe?
Yes. VALLEY NATIONAL BANCORP pays a dividend yielding about 3.16% with a 41.6% payout ratio, rated “moderate” for safety.
How profitable is VLY?
In FY2025, VALLEY NATIONAL BANCORP had a return on equity of 7.7%.
Is VLY overvalued or undervalued?
VALLEY NATIONAL BANCORP trades at about 14.8× trailing earnings — above its 10-year norm (10-year range 10.1×–21.7×, median 12.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for VLY?
The average Wall-Street price target for VALLEY NATIONAL BANCORP is $16.11, about 7.9% above the recent price, from 14 analysts (consensus: buy).
Is VLY a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on VALLEY NATIONAL BANCORP: a Piotroski F-score of 3/9, a P/E of about 13.2×, a dividend yield of 3.16%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.