Stocktoria

Voya Financial, Inc. VOYA

NYSE · stock · Life Insurance · website · IPO 2013-02-05 · LEI

Voya Financial, Inc. (VOYA) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.16% (safety: safe). FY2025 revenue was $8.2B at a 8.0% net margin.

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47/100
Stocktoria Quality Score · grade C
5/9
Piotroski F — financial health
Altman Z″ — distress risk
1.6%
Dividend yield 5y avg · safe · Dividend payout 27.2%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
4 4 6 4 5 5 5 7 6 5 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$99.49 as of 2026-08-01 · +32.5% 1y
$66.88$99.4952-wk
Market cap USD$8.3B
P / E12.6×
Dividend yield 5y avg1.6%
Net margin 5y avg18%
Return on equity 5y avg13.4%
Beta0.92
Employees11,000

Analyst price target

$91.83 -7.7% vs last
consensus: buy · 12 analysts
target range $74.00 – $117.00 · median $91.50
4 strong buy · 4 buy · 3 hold · 1 strong sell
Recent analyst actions
DateFirmRating
2026-06-08Raymond JamesStrong Buy (up)
2026-06-05BarclaysOverweight (main)
2026-05-26JP MorganNeutral (main)
2026-05-21Morgan StanleyOverweight (main)
2026-05-13RBC CapitalOutperform (main)
2026-05-12Wells FargoEqual-Weight (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Smart money · insiders, last 12 months

Insiders net sold -$359,460 on the open market · 1 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · down

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 70%
Net marginstronger than 46%
Return on equitystronger than 58%
Revenue growthstronger than 31%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 5/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
VOYAVoya Financial, Inc.5/912.6+1.7%
ANG-PDAmerican National Group Inc.4/9-0.4%
GNWGENWORTH FINANCIAL INC5/916.2+0.1%
BHFBrighthouse Financial, Inc.6/98.4+43.2%
JXNJackson Financial Inc.6/9275.7+104.3%
GLGLOBE LIFE INC.6/912+3.7%
FGF&G Annuities & Life, Inc.4/913.5-0.2%

All Finance, Insurance & Real Estate companies →

About Voya Financial, Inc.

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

FAQ

Is VOYA financially healthy?

Voya Financial, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).

Does VOYA pay a dividend, and is it safe?

Yes. Voya Financial, Inc. pays a dividend yielding about 2.16% with a 27.2% payout ratio, rated “safe” for safety.

How profitable is VOYA?

In FY2025, Voya Financial, Inc. had a net margin of 8.0% and a return on equity of 9.6%.

Is VOYA overvalued or undervalued?

Voya Financial, Inc. trades at about 15.8× trailing earnings — above its 10-year norm (10-year range 3.7×–17.0×, median 12.2×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for VOYA?

The average Wall-Street price target for Voya Financial, Inc. is $91.83, about 7.7% below the recent price, from 12 analysts (consensus: buy).

Is VOYA a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Voya Financial, Inc.: a Piotroski F-score of 5/9, a P/E of about 12.6×, a dividend yield of 2.16%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.